Cookies Policy
This Cookies Policy explains how Insurance Calculator Hub (https://insurancecalculatorhub.com/) may use cookies and similar technologies. Cookies are small files that a website saves in your browser or on your device to help it work properly and to understand how it is used. This page describes the types of technologies that may be used on the website, the purposes they serve, and the controls available to you.
Last updated: 12 October 2026
What Are Cookies?
A cookie is a small text file that is stored by your browser when you visit a website. It allows the website to recognise your browser on later visits or to remember certain information while you browse.
Some related technologies work in a similar way. These include pixels (small image files that record a page view), tags (snippets of code that measure activity) and local storage (browser storage that keeps information on your device). In this policy, “cookies” includes these similar technologies unless we say otherwise.
Why Websites Use Cookies
Websites commonly use cookies to:
- keep pages and tools working as expected;
- remember simple preferences;
- understand how visitors use the website so it can be improved;
- help keep the website secure; and
- measure whether advertising is effective.
These are general reasons. The sections below explain how they may apply to Insurance Calculator Hub.
Types of Cookies
The following categories may be used on the website, now or in the future.
- Essential cookies: needed for basic functions such as page loading, navigation and security. The website may not work properly without them.
- Functional cookies: help the website remember choices you make, such as a preference, so that it is easier to use.
- Analytics cookies: help us understand how visitors reach the website, which pages they view and how they interact with calculators and content.
- Advertising and measurement cookies: help measure how advertising performs and, where used, support more relevant advertising.
- Third-party cookies: set by external providers whose services are built into the website, such as analytics or advertising tools.
Not every category is necessarily active at all times. The cookies set on your device depend on the page you visit and the settings you choose.
Website Analytics
We may use an analytics service, such as Google Analytics, to understand how the website is used. Analytics tools can show us things like which pages are visited, how visitors move through the website and how well pages perform. This helps us improve the website and the usefulness of our calculators.
Analytics providers handle information under their own privacy policies. For Google, see https://policies.google.com/privacy
Advertising and Conversion Tracking
We may use advertising technologies, such as Google Ads tags, to measure advertising performance. For example, conversion tracking can help show whether a visitor took an action on the website after seeing an advertisement. Where advertising technologies are used, information may be shared with the relevant provider, which handles it under its own privacy policy.
Please see the privacy information published by the provider for details of what it collects and how it uses that information.
Third-Party Services
Third-party technologies on the website are operated by other organisations and have their own privacy policies and data practices. We do not control how those providers use information they collect. We review the services we use from time to time and update this policy when they change.
Cookie Consent and Your Preferences
Where the website provides a cookie notice or cookie settings, you can use them to accept or manage non-essential cookies. Essential cookies cannot usually be switched off, because the website relies on them to function.
Not every cookie is treated the same way. Essential cookies serve basic functions, whereas analytics and advertising cookies serve optional purposes and may be handled differently under applicable requirements. You can also change your choices at any time using your browser, as explained below.
How to Manage or Disable Cookies
Most browsers let you review, block and delete cookies through their settings. The steps differ between browsers, so please check your browser’s help section. In general, you can:
- view the cookies stored on your device;
- delete some or all cookies;
- block cookies from all websites, or from particular ones; and
- set your browser to warn you before a cookie is stored.
If you block or delete cookies, some features of the website, or saved preferences, may not work as expected. Browser settings do not replace any consent choice you make on the website itself.
Personal Information and Privacy
Some cookies and online identifiers may be considered personal information, depending on the circumstances and applicable law. Our Privacy Policy explains how personal information is handled: https://insurancecalculatorhub.com/privacy-policy/
Please note that the details you enter into our calculators are used to produce your result and are not stored by us. This policy deals only with cookies and similar technologies that operate separately from your calculator inputs.
Data Security and Retention
How long a cookie stays on your device depends on its type. Some expire when you close your browser (session cookies), while others remain for a set period (persistent cookies). The period is set by the provider of each cookie, and you can delete cookies yourself at any time through your browser. We take reasonable steps to protect the website, but no online service can be completely secure.
Updates to This Cookies Policy
We may update this Cookies Policy when the website’s features, the technologies we use, our service providers or legal requirements change. The updated version will be published on this page with a new “Last updated” date, so we encourage you to check it from time to time.
Related Policies
This policy should be read alongside our other legal pages:
Contact Us About Cookies
If you have a question about this Cookies Policy or how cookies are used on the website, please email us at info@insurancecalculatorhub.com.
Frequently Asked Questions About Cookies Policy
What is the Cookies Policy of Insurance Calculator Hub?
It explains how cookies and similar technologies may be used on the website, why they are used and how you can manage them.
Does Insurance Calculator Hub use cookies?
The website may use essential cookies, and it may also use analytics or advertising cookies, as described in this policy.
Does the website use Google Analytics or Google Ads cookies?
The website may use tools such as Google Analytics or Google Ads tags to understand website use and measure advertising. Google handles information under its own privacy policy: https://policies.google.com/privacy
Can I disable cookies in my browser?
Yes. Most browsers let you block or delete cookies in their settings. Please see your browser’s help section for the exact steps.
Will disabling cookies affect website functionality?
It might. Blocking essential cookies in particular may stop some parts of the website, or saved preferences, from working properly.
How can I change my cookie preferences?
Use any cookie notice or settings available on the website, and manage or delete cookies in your browser at any time.
Where can I find more information about how my personal information is used?
Please read our Privacy Policy: https://insurancecalculatorhub.com/privacy-policy/. You can also email us at info@insurancecalculatorhub.com.