Online Calculators for Insurance Planning
Insurance Calculator Hub brings our available calculators together in one place, so you can find the right tool without searching the whole website. Each calculator is designed for Australians who want to explore insurance costs and cover needs before speaking with an insurer or adviser.
We currently offer three calculators, and the collection may grow over time. Choose a tool below to get started.
Our Calculators
Explore Our Calculators
How to Choose the Right Calculator
The right tool depends on what you want to find out.
- Researching vehicle costs? Start with the car insurance calculator.
- Thinking about protecting your family’s finances? The life insurance calculator is the place to begin.
- Checking whether your home is insured for enough? Try the home insurance calculator.
These are general pointers, not personal recommendations. Your circumstances may call for more than one tool.
How to Use Our Online Calculators
- Select the calculator that matches your needs.
- Read any instructions shown on that calculator page.
- Enter the requested information as accurately as you can.
- Review the results, assumptions and limitations shown.
- Check important details with your insurer or a suitably qualified professional before making a significant decision.
Understanding Calculator Results
Calculator results are estimates for information purposes. They are not insurance quotes, and they don’t confirm a premium, a level of cover or a policy approval.
Actual outcomes can depend on the information you enter, the assumptions behind each calculation, policy terms, insurer criteria and your individual circumstances. Treat each result as a starting point for further research, not a final answer.
FAQ
Frequently Asked Questions About Our Calculators
Currently there are three: the car insurance calculator, the life insurance calculator and the home insurance calculator. Each is linked in the directory above.
Pick the one that matches the question you’re exploring: vehicle costs, life cover needs or home rebuild and contents estimates. The “How to Choose” section above gives a quick guide.
No. Results are estimates based on the details you enter and the assumptions built into each tool. Real premiums and cover amounts can differ.
No. A result isn’t a quote or an offer of cover. For a quote, you’ll need to apply with an insurer or broker.
It depends on the tool. Having basic details on hand, such as your vehicle details, household circumstances, or your home’s size, age and construction, helps you enter more accurate figures.
They can help you understand likely costs and cover levels, which is useful when you review quotes. However, they don’t compare live insurer products, so you’ll still need to check each policy’s terms yourself.
We may add more over time, but we can’t promise specific tools or dates. New calculators will be listed on this page as soon as they’re published.