Privacy Policy
Last updated: 11 October 2026
This Privacy Policy explains how Insurance Calculator Hub (“we”, “us”, “our”) handles personal information when you visit https://insurancecalculatorhub.com/ and use our online calculators. It sets out what we collect, why we collect it, who may receive it, how long we keep it, and how you can contact us. It is written for Australian visitors and refers to the Australian Privacy Principles (APPs) where they apply.
Information We Collect
Information you give us. If you email us at info@insurancecalculatorhub.com, we receive your email address, your name if you include it, and the content of your message.
Information entered into calculators. Our calculators run in your web browser. The figures you enter are used only to produce your result on your own device. We do not send them to our servers, and we do not store them. Please do not enter your name, address, policy numbers or other identifying details into a calculator.
Information collected automatically. Like most websites, our hosting provider and any analytics tools we use may record technical details such as your IP address, browser type, device type, pages viewed, referring page and visit times.
Information we do not request. We do not ask for payment card details, government identifiers or health information, and we do not require you to create an account to use the calculators.
How We Use Your Information
We use information to:
- respond to your enquiries
- maintain, secure and troubleshoot the website, and prevent misuse
- understand how the site is used so we can improve it
- measure the performance of our advertising, where we use advertising services
- meet legal obligations
Calculator results are general estimates provided for information only. Insurance Calculator Hub does not sell insurance, issue binding quotes or act as an insurance broker.
Cookies, Analytics and Advertising
Cookies are small files stored on your device. They help a website work, remember preferences and understand how visitors use it. We do not use cookies to store what you enter into our calculators.
Where we use analytics or advertising services, such as Google Analytics or Google Ads, these services may set cookies or similar technologies to:
- show us which pages are used and how visitors reach the site
- measure whether our ads lead to visits
- show ads to people who have previously visited the site
Google processes this information under its own policy at https://policies.google.com/privacy. You can manage Google’s advertising settings through your Google account’s ad settings, and Google offers a browser add-on to opt out of Google Analytics. You can also block or delete cookies in your browser settings, though some parts of the site may stop working as expected.
Third-Party Services and External Links
We may use third-party providers for website hosting, analytics and advertising measurement. These providers handle information under their own policies. We do not sell personal information.
Our website may link to external sites, such as insurer or government websites. We do not control their privacy practices, so please read their policies before sharing personal information with them.
How We Protect and Retain Information
We take reasonable steps to protect information from misuse, loss and unauthorised access. These include serving the website over HTTPS and limiting access to information to people who need it. No online system is completely secure, and we cannot guarantee absolute security.
Because calculator inputs are not stored, there is no calculator data for us to retain. We keep emails you send us only as long as needed to respond and for our record-keeping or legal obligations. Technical and analytics data is kept for the period set by the relevant provider. When information is no longer needed, we take reasonable steps to delete or de-identify it.
Disclosure and International Data Transfers
We may disclose personal information to service providers who help operate the website, where required or authorised by law, to protect the security of the site and its users, or as part of a business sale or restructure.
Some providers, including Google, may process data on servers outside Australia, such as in the United States. Where information is disclosed overseas, we take reasonable steps to ensure the recipient handles it appropriately.
Your Privacy Rights in Australia
You can ask to access the personal information we hold about you or ask us to correct it if it is inaccurate. Email info@insurancecalculatorhub.com with enough detail to help us locate your information, and we may ask you to verify your identity. We will respond within a reasonable time.
The Privacy Act 1988 (Cth) generally applies to organisations above a certain annual turnover and to some smaller businesses. Whether or not it applies to us, we aim to handle personal information and your requests in line with the Australian Privacy Principles.
If you have a concern, contact us first so we can try to resolve it. If you are not satisfied, you may contact the Office of the Australian Information Commissioner (OAIC) at https://www.oaic.gov.au/.
Children’s Privacy
Our website is intended for a general audience and is not directed at children. We do not knowingly collect personal information from children under 18. If you believe a child has sent us personal information, contact us and we will take reasonable steps to delete it.
Changes to This Privacy Policy
We may update this policy when our practices, technologies or legal requirements change. The “Last updated” date at the top shows when it was last revised. Please check this page from time to time.
Contact Us About Privacy
Email: info@insurancecalculatorhub.com
Frequently Asked Questions About Our Privacy Policy
What is the purpose of this Privacy Policy?
It explains what information Insurance Calculator Hub collects, how we use and protect it, and how you can contact us or request access.
Does Insurance Calculator Hub collect personal information?
Only what you choose to send us, such as your email address if you contact us. Technical information may also be recorded automatically by our hosting provider and any analytics tools we use.
Does the website store information entered into its calculators?
No. The calculators run in your browser, and what you enter is not sent to or stored by us.
Does the website use cookies or Google Analytics?
Where we use analytics or advertising services such as Google Analytics or Google Ads, they may set cookies. See the Cookies section for how to manage them.
Is my information shared with Google Ads or other third parties?
We do not sell personal information. Where Google services are used, Google may receive cookie-based data about your visit under its own privacy policy.
How can I request access to or correction of my information, or raise a concern?
Email info@insurancecalculatorhub.com. If we cannot resolve your concern, you may contact the OAIC.